HBL Mobile is a safe and convenient way to bank with HBL. You can effortlessly perform various financial and non-financial transactions online such as bill payments, funds transfer, view details of your accounts and loan etc, whenever and wherever you want with the help of your smartphone.

HBL Mobile Features:
- View and download statement of your Accounts & HBL CreditCard
- View your transaction history
- Funds transfer between HBL accounts as well as 1LINK and M-net member bank accounts
- Payments [Utility Bills, Mobile Top-ups & Bills (Prepaid/Postpaid), e-Vouchers, Broadband Bill Payment, Educational Payments, Online Shopping, eIPO]
- Credit Card payments
- Purchase movie, bus and event tickets
- Order food online
- QR payments
- Investment in HBL mutual funds and term deposit
- Apply for travel & accidental insurance
- Manage blocking and unblocking of HBL DebitCard & CreditCard
- Setup standing instructions for bill payments and fund transfers
- Multiple bill payments in a single transaction
- Locate your nearest HBL branches & ATMs
- Locate deals and discounts on your HBL DebitCard & CreditCard
- Generate your withholding tax certificate
- Request for cheque book & banker’s cheque
- Link and de-link your accounts
- Manage your transaction limits
- View details of your loans
- Apply NOC for HBL PersonalLoan
- Save and share transaction receipts And many more…

Download the application now and experience banking at your fingertips with HBL Mobile.

Leave your feedback and rate our app so we can serve you better.

What’s New

We’re always working hard to bring you better UX and more peace of mind. This update offers you functionality improvements as well as security enhancements.

Ratings and Reviews

Two Suggestions

1. I want to schedule payments for Nayatel but can’t do this since it is listed as Internet company and not Landline. It would be nice to combine the two categories and list them under Bill Payments. Looking at all the common bills like electricity, gas, water and internet on the same screen will be more user friendly.

2. Each time you open the app, you are greeted with a Bank Loan Promotion and once you dismiss it, you are presented with another Thank You screen, thus requiring two screens to dismiss. After sometime it starts to play on your nerves. If you have to do promotion, just do it like once every six months or a year ideally. This is just nonsense to do it every time you open the app.

It takes time to write these reviews and the hope is that you will incorporate the user feedback thus improving the overall app experience. Thanks

Hi, thanks for your feedback. We will take your suggestions into consideration.

Errors and Misleading

Right after the login, it asks if you want to have a personal loan with very small font which users usually dont go through and Tap Yes without any intention. The bank processes loan and gets into your account with interest due next month. This is misleading which is against ethics.
The app crashes usually at the time of paying utility bills which also needs to be fixed.

Hi, you have been selected by HBL for personal loan facility. If you are having trouble, clicking NO on initial screen and you dont want to avail the loan. Please follow the below steps:
1 click Yes
2 on greeting screen click Avail
3 on next steps either click View Later or Decline on terms and conditions screen. Hope this clarifies your concern.

Easy to use and helpful

I think HBL makes my life very easy to manage all the payments no matter where I’m traveling and I dont have to call customer services each time and explain my situation.

I would recommend to start 24/7 chat and work to improve resolution deputed transaction and other duplicate transactions faster. I still had 3 duplicates transaction which i don’t remember right mow, but its not resolved yet which wasted 10,000 rs.

But overall its really helpful for me and hope they will Improve more.

App Privacy

The developer, HABIB BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More



94.4 MB


Requires iOS 12.0 or later.
Requires iPadOS 12.0 or later.
iPod touch
Requires iOS 12.0 or later.

English, Arabic, Urdu

Age Rating




  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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