A. Domestic & NRO

Fixed Deposit Interest Rates (% P.A)** for < 2 Crore w.e.f 5th August 2021

Regular

Annualised Yield^ Senior Citizens***

Annualised Yield^

Tenure

Interest Rates

Interest Rates Interest Rates

Interest Rates

7 to 14 days

3.25%

3.25% 3.75%

3.75%

15 to 45 days

3.50%

3.50% 4.00%

4.00%

46 to 90 days

4.00%

4.00% 4.50%

4.50%

3 months to < 6 months

4.50%

4.50% 5.00%

5.00%

6 months to < 9 months

5.00%

5.03% 5.50% 5.54%
9 months to < 1 Year 5.25% 5.32% 5.75% 5.83%
1 year < 18 Months 5.75% 5.88% 6.25% 6.40%

18 Months to < 3 years

6.00%

6.14% 6.50%

6.66%

3 Years to < 5 years

6.25%

6.40%

7.00%

7.19%

5 Years to <= 10 years

6.50%

6.66% 7.25%

7.45%

** Interest rates are subject to change at the sole discretion of the Bank.

*** Senior Citizen rates are applicable only for Domestic Deposits

^Annualized yields published, compounded quarterly.

Note:

  • For reference purpose interest rate slabs considered are 3 months = 91 days; 6 months = 181 days; 9 months =272 days
  • Actual Number of days will be calculated at the time of booking
  • For less than 1 year deposit, please mention tenure in days
  • Reinvestment is available for minimum tenure of 6 months 1 day (actual number of days in the month)

Premature Penalty on Fixed Deposits:

With effect from 5th July, 2019 Premature Withdrawal Penalty shall be applicable when a FD is either prematurely withdrawn or closed after it has run for a period of 182 days and above.

Penalty Structure for Fixed Deposits with value less than 5 Cr:

Tenure of Fixed Deposit (Completed)

Penalty

Less than equal to 181 days

Nil

182 days and above

0.50%

Premature withdrawal penalty shall be applicable on all fresh and auto renewed FDs booked on/ after 5th July, 2019 for fixed deposit value less than INR 5 Crs.

Key Points:

  • Premat penalty will be applicable to all types of customer. (eg: Individual, Non Individual, Senior Citizen, etc.)

  • Premature penalty will be applicable as per above regime for YES BANK staff who booked/renewed FD’s for period 5th July 19 till 9th May 21. Nil premature penalty will be applicable for YES BANK staff FD booked/renewed on and after 10th May 21.

  • Premature FD withdrawal penalty interest will be charged for partial as well as full withdrawal include sweep in cases.

  • Penalty for premature withdrawal will not be applicable on FDs booked/prematurely withdrawn within a tenure 7-181 days.

  • Penalty for premature withdrawal is not applicable on FCNR and RFC deposits.

  • For values >= 5 Crs, existing penalty structure shall continue at 0.25% for all tenure & value buckets.

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Chappa- Adamitis street no. 38, 81811 Tripoli, Libya

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Alda Runion
+69 213 130 910
Mon - Fri, 10:00-22:00

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